In a skillet over medium heat, cook ground beef until browned. Drain excess grease.
Add taco seasoning and 1 ¼ cups of water, stirring to combine. Simmer for 5 minutes.
In a bowl, mix salsa, cream of mushroom soup, and cream of chicken soup.
Grease the crockpot, then layer tortillas, seasoned beef, soup mixture, and cheese. Repeat layers until all ingredients are used.
Cover and cook on low for 4 hours or high for 2 hours, until heated through.
Sprinkle extra cheese on top and let it melt for 5 minutes before serving.
Garnish with fresh cilantro, sour cream, or sliced jalapeños, if desired.
Serve warm and enjoy!